Associate Director, CPA Specialized Finance

About This Role

The Associate Director, CPA Specialized Finance role requires a senior credit analyst with over 4 years of experience in specialized finance to manage global banking portfolio risk, optimize profits through credit analysis and sell-down recommendations, and support sustainable initiatives including CRR5201a management.

Responsibilities

• Proactively manage credit risk of Global Banking accounts and monitor portfolio returns to minimize ECLs within budget.
• Ensure forward-looking credit analysis makes recommendations to actively sell down riskier assets and optimize profits.
• Support packaging deals with distribution/securitization teams for Funded/Unfunded Risk Participations or synthetic sell downs (e.g., CLOs).
• Monitor LGD benefits and ensure stage 3 ECLs are reasonable with realistic assumptions.
• Support GB's sustainable initiative including managing manual inputs on CRR5201a.
• Train new joiners and the PAM Hub Team Business.

Requirements

• 4 plus years of credit analysis experience.
• Financial analysis skills using ratio analysis, balance sheet and cashflow analysis.
• Ability to analyze excel-based financial models.
• Credit analysis experience for specialized finance transaction.