About the role
Senior Credit Risk Manager responsible for independently assessing and approving corporate real estate loan transactions, managing a global wholesale real estate loan portfolio, and developing risk mitigation strategies while ensuring compliance with internal standards and regulatory requirements.
BankingOnsite
Key Responsibilities
- Providing independent assessment of credit and other related risks aspects of corporate, commercial and institutional real estate loan transactions as a senior credit approver to ensure alignment with internal credit underwriting standards, policies and regulatory requirements
- Working with relationship managers and business teams globally to provide transaction guidance, identify suitable business opportunities and maintain a good quality loan portfolio jointly with Business Units
- Assisting in the proactive portfolio management of the global wholesale real estate loan portfolio, including but not limited to assessing credit reviews, conducting periodic and thematic industry/portfolio reviews, portfolio stress test exercises, and monitoring portfolio and concentration risks on the back of evolving and dynamic market conditions
- Identifying and providing timely and sound credit risk mitigation strategies on potentially weaker credits for early remediation
Requirements
- Proven experience in credit risk assessment within real estate lending
- Ability to advise on complex loan transactions and portfolio management
- Strong understanding of credit underwriting standards and regulatory compliance
- Experience in a global banking environment