OCBC

Financial Institution Credit Risk Management (VP/ED)

OCBC
BankingOCBC SingaporeOnsitePosted 1 week ago

About the role

Pro-active risk management of a portfolio of regional and global accounts comprising Subscription Financing and Stock Brokerages across OCBC Bank and OCBC subsidiaries.

BankingOnsite

Key Responsibilities

  • Assess appropriate credit limits during credit propositions, annual renewals and transactional requests submitted by Business Units (BUs) in a timely manner.
  • Review annual review papers prepared by the Credit Analysts Team, provide constructive comments to enhance the credit submissions and present justification/rationale to senior management.
  • Pro-active management of credit portfolio amid evolving changes in market dynamics and escalate credit concerns/issues to management where required.
  • Be well-versed with the Bank's credit policies and procedures and recommend credit policy changes, as required.
  • Participate in the development of risk management standards/governance, procedures and processes where required.
  • Ensure new transactions and credit renewals meet OCBC's risk acceptance criteria, risk policies and procedures, as well as regulatory requirements.

Requirements

  • Candidate should minimally possess a good degree from a recognized university.
  • At least 10 years of relevant credit experience with focus on NBFIs, preferably with experience in Subscription Financing.
  • Strong team player who demonstrates ability to adapt and work in a team.
  • Ability to express opinions, engage discussions with BUs and work in a fast-paced environment.
  • Knowledge in loan documentation, ISDA/CSA, GMRA, GMSLA.
  • Excellent written and interpersonal communication skills.