About the role
The Group Credit Policy Manager leads the development, governance, and regulatory alignment of credit risk policies for wholesale banking, provides advisory to stakeholders, supports risk committees, and drives credit transformation initiatives across the organization.
BankingOnsite
Key Responsibilities
- Lead the formulation, review and enhancement of credit risk policies, standards and procedures for Wholesale Banking, ensuring alignment with OCBC's risk appetite, business strategy, and data-driven insights.
- Drive policy harmonisation across subsidiaries and overseas branches, ensuring timely adoption, localisation, and compliance with OCBC Group standards, while considering the end-to-end implementation process.
- Interpret and embed regulatory requirements from the Monetary Authority of Singapore (MAS) and other relevant authorities into credit policies and processes and ensure swift responses to regulatory changes.
- Provide expert advisory on the interpretation of credit policies, credit standards, and the design and enhancement of risk controls; engage internal stakeholders from Business Units, Risk Management Units, Operations and Support functions to ensure policies are effectively communicated and operationalised.
- Support the monthly Group Credit Risk Management Committee, including managing meeting materials, taking minutes and tracking follow-up actions; represent Group Risk Management in cross-functional, divisional, and Group-wide working groups and initiatives.
- Support credit transformation initiatives such as digitalisation, automation, data-driven credit decisioning, and customer-journey enhancements; contribute to departmental oversight, including business continuity planning and compliance matters; strengthen operational discipline, internal controls, and continuous process improvements within Group Risk Policy.
Requirements
- Proven experience in credit policy management
- Ability to drive policy harmonization across group entities
- Expertise in risk management and regulatory compliance
- Strong ability to engage cross-functional teams