About the role
This role leads a team of credit approvers in consumer credit risk, ensuring sound lending decisions and portfolio resilience.
BankingOnsite
Key Responsibilities
- Lead a team of experienced credit approvers to ensure sound, consistent, and policy‑aligned lending decisions.
- Oversee complex and escalated cases, providing clear guidance and strong credit judgment.
- Uphold disciplined underwriting standards and ensure decisions reflect the bank's risk appetite and regulatory expectations.
- Partner with business, product, and risk teams to support responsible growth while maintaining credit discipline.
- Strengthen credit processes, documentation quality, and governance practices across the approval workflow.
- Drive continuous improvement and promote efficiency, consistency, and transparency in credit decisioning.
Requirements
- 10+ years of experience in consumer credit risk, with strong exposure to underwriting of retail and wealth products
- Proven leadership experience managing a credit team in a fast‑paced and dynamic environment
- Strong understanding of credit risk, collateral management, portfolio analytics, and risk controls.
- Confidence engaging senior stakeholders and influencing outcomes across risk, business, and control functions
- A recognised degree in Banking and Finance, Economics, Business Administration or equivalent
- Strong Understanding of consumer lending regulations and compliance requirements