About the role
This role focuses on managing and optimizing SME (small and medium enterprise) credit portfolios through data-driven risk analysis, governance frameworks, and process automation. The specialist will develop dashboards, conduct deep-dive portfolio analysis, and lead digital transformation initiatives to enhance risk visibility and decision-making across the credit lifecycle.
BankingOnsite
Key Responsibilities
- Prepare & review logic for SME account segregation & risk identification, ensuring scripts / code is operational & accurate
- Prepare Monthly Portfolio Management and Monitoring Decks and facilitate key credit portfolio meetings, conduct tail risk analysis & develop efficient exception review triggers
- To engage with relevant stakeholders on enhancements to be made to SME Portfolio Management and monitoring framework
- Formalize all enhancements & customization of SME Portfolio Management and Monitoring Framework in the appropriate local & group committees
- Maintain SME Portfolio Management and Monitoring Framework process manual with annual review / ad-hoc updates
- Conduct Monthly Portfolio Management and Monitoring Forum, monthly with minimum quorum
- Develop and maintain dashboards and reporting tools to monitor asset quality metrics (e.g., NPL ratios, delinquency trends, vintage analysis)
- Perform deep-dive portfolio analysis to identify emerging risks and recommend mitigation strategies
- Collaborate with data teams to ensure data integrity, consistency, and availability for asset quality monitoring
- Lead or support initiatives to digitize and automate asset quality monitoring and reporting processes
Requirements
- Bachelors Degree in Data Analytics, Statistics, Business, or a related field
- Proficiency in data visualization tools (e.g. Qlik, Power BI, Tableau)
- Proficiency and Excel
- Experience with Python, SQL, SAS, or other data manipulation tools