About the role
We are seeking a passionate individual to lead the development and management of innovative consumer financing and affordability programs, making Apple products and services more accessible to consumers in the vibrant South Asia region. This role involves end-to-end program management, commercial negotiation, and driving business growth through successful program execution.
TechnologyOnsiteSales and Business Development
Key Responsibilities
- Lead end-to-end management of consumer financing and affordability programs, ensuring commercial success, compelling offers, robust eligibility, seamless customer experience, and business growth.
- Develop consumer financing commercial frameworks and manage commercial negotiation & compliance with financial institutions and channel partners.
- Perform internal/external commercial analysis, emerging market trends, customer financing trends, and offers data to develop deep knowledge of program offerings.
- Design innovative financing offers, eligibility criteria, credit funnel expansion, and robust underwriting frameworks for new-to-credit customer segments.
- Manage the implementation of customer experiences across all touch points, technology enablement, Go-to-Market & launch plan.
- Manage affordability programs rollout and expansion to channel partners with financial institutions, vendors, and technology enablers.
- Define, track, optimize program performance & roadmap using KPIs and data insights.
- Maintain engagement with cross-functional teams and stakeholders to deliver program outcomes.
Requirements
- 10 years of experience in commercial roles, product or program management within financial institutions, fintech, management consulting, or technology vendors.
- Deep knowledge of Southeast Asian consumer financing schemes, interest rates, lending landscape, financial ecosystem & regulations, and credit risk assessment.
- Proven ability to lead complex, cross-functional programs from concept to launch and optimization.
- Exceptional business acumen, analytical, and business modeling skills with strong attention to detail.
- Ability to systematically apply structure and principles using data.
- Bachelor’s degree required.
- Proficient in spoken and written English.